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Privacy Policy

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Lauren Garza — Life Insurance Broker

Last updated: October 29, 2026

 

This Privacy Policy explains what information Lauren Garza — Life Insurance Broker ("we," "us," or "our") collects when you respond to one of our advertisements, fill out a form, message us, or book an appointment, and how that information is used. By submitting your information, you agree to this policy.

 

Information we collect

 

We collect information you choose to give us, which may include:

- Your name, phone number, and email address

- Your age range or date of birth, and your state of residence

- Information about your financial goals and budget that you share on our forms

- Information about an existing life insurance or IUL policy that you ask us to review

- The contents of messages you send us

 

When you interact with our advertisements or website, we and our advertising partners (including Meta) may also collect device, browser, and usage information through cookies and similar tools, such as the Meta Pixel, to measure our advertising and show our ads to people who have shown interest in our services.

 

How we use your information

 

- To contact you about the information or consultation you requested

- To schedule and hold appointments with you

- To prepare illustrations, reviews, and recommendations for you

- To send follow-up messages about our life insurance and IUL services

- To improve our advertising and services

 

Calls, texts, and emails

 

When you submit a form or otherwise provide your phone number or email address, you consent to be contacted by Lauren Garza — Life Insurance Broker by phone call, text message, and email about life insurance and IUL services, including by automated means. Message and data rates may apply. Your consent is not a condition of any purchase. You can opt out of text messages at any time by replying STOP, and out of emails by using the unsubscribe link or contacting us.

 

How we share your information

 

We do not sell your personal information. We share it only as needed to run our business, for example with:

- Service providers that help us communicate with you and manage appointments, such as our customer relationship management (CRM) system, Meta (Facebook and Instagram), and our scheduling provider

- Insurance carriers or partners, only when you ask us to prepare an application, illustration, or policy review that requires it

- Authorities, if required by law

 

How long we keep your information

 

We keep your information for as long as needed to provide our services and follow up with you, and as required by insurance record-keeping laws and regulations. You may ask us to delete your information at any time (see "Your choices" below), subject to records we are legally required to keep.

 

Your choices

 

- Reply STOP to any text message to stop receiving texts

- Ask us at any time what information we hold about you, to correct it, or to delete it, by contacting us using the details below

- Tell us at any time that you do not want to be contacted, and we will honor that request

 

Security

 

We take reasonable steps to protect your information. No method of sending or storing information over the internet is completely secure, so we cannot guarantee absolute security.

 

Children

 

Our services are intended for adults. We do not knowingly collect information from anyone under 18 years of age.

 

Changes to this policy

 

We may update this policy from time to time. The date at the top of this page shows when it was last updated.

 

Contact us

 

Lauren Garza — Life Insurance Broker

Phone: (646) 298-4597

Email: garza.lauren@gmail.com

Frontera Financial

© 2025 Frontera Financial · Lauren Garza · Licensed Insurance Broker

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